User E-Sign Consent

In order to register for a PayUMoney Account (as defined in the User Terms and Conditions), PayUMoney must provide and obtain certain disclosures required by applicable law in India. PayUMoney can only provide/obtain these disclosures and other information electronically, if the applicant consents. For the avoidance of doubt, the term "account" (used in the context of account with PayUMoney Account) is not a banking account and should not be construed as such.

1) Definitions

In this E-Sign Consent, the following definitions apply: "I" and "me" mean the person who is applying to establish a PayUMoney Account (i.e., the applicant). "You" and "your" means PayUMoney and any person, company, bank or financial institution that is an assignee of PayUMoney's rights.

2) E-Sign Consent

By checking the "I agree and consent to the terms and conditions presented to me electronically", which I hereby adopt as my electronic signature, I consent and agree that:

  1. I accept all the terms and conditions in this Agreement.
  2. You can provide this Agreement and all other disclosures required by law and other information about my legal rights and duties to me electronically.
  3. My electronic signature on agreements or acceptance on an electronic platform of documents has the same legal effect, if it was signed by my hand.
  4. You can provide all communications, notices, billing statements and disclosures, including, but not limited to, this Agreement or any amendment to this Agreement (collectively defined as the "Disclosures") to me electronically (1) by posting such Disclosures on your website, (2) sending the Disclosures to me by way of email, (3) by providing access to a website (which is designated in an e-mail sent to me, at the time the information is available), and/or (4) by providing access to a website that you generally designate in advance for the purpose of the Disclosures.
  5. If I want a hard copy, I can print a copy of the Disclosures or download the information (contained in the Disclosures) for my records.
  6. This consent applies to:
    • this Agreement;
    • my use of PayUMoney services;
    • my PayUMoney Account;
    • all future Disclosures associated with my PayUMoney Account;
    • all future transactions in which I use PayUMoney services, at any time; and
    • other Disclosures that you provide to me by email.
3) Verification of Consent

I understand a verification link with an attachment of this Agreement will be sent to my email address, verifying my PayUMoney Account details and my consent to the Disclosures. I will have deemed to verify, confirm and affix my electronic signature on such verification, once I click on the link provided in the email.

4) What I Will Need

I understand that in order to access and retain the electronic Disclosures, I will need the following:

  1. A computer with an internet connection;
  2. A valid email address;
  3. Sufficient storage space to save past Disclosures and/or an installed printer to print them (if I would like to print or save the Disclosures); and
  4. If I use a spam filter that blocks or re-routes emails from senders not listed in my email address book, I must add ………………. (Write PayUMoney email id) to my email address book.
5) Requesting Hard Copies of Disclosures

I understand that I may request for hard copies of the Disclosures at any time, and that you will provide them to me by mail/courier at no charge. I understand that I have the right to receive these Disclosures in paper form.

6) Updating Email Address

At any time, I can update the email address to which you will send alerts that my Disclosures are available by accessing my PayUMoney Account and editing my personal information.

6) Legal Effect

By consenting, I agree that electronic Disclosures have the same meaning and effect as if you provided paper Disclosures to me. When you send me an email or other electronic notification alerting me that the Disclosure is available electronically and you do in fact make it available online, that shall have the same meaning and effect as if you provided a paper Disclosure to me, whether or not I choose to view the Disclosure. I understand and agree that Disclosures are considered received by me within 24 hours of the time posted to your website, or within 24 hours of the time emailed to me unless you receive notice that the email was not delivered.

7) Liability

I understand and agree I am solely responsible for receiving notice of the Disclosures or any other information in relation to PayUMoney including at the email address I have provided, and that you are not in any manner responsible for any delay or failure in this regard.