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  • What is the per transaction charge on PayUmoney? +

    PayUmoney charges flat 2% + GST (18%) for each transaction. Example:-
    Customer Paid: ₹ 100
    Transaction charge: ₹ 2
    GST: ₹ 0.36
    Amount settled: 100 - 2 - 0.36 = ₹ 97.64
  • Is there any setup fees with PayUmoney? +

    No, there is no setup fee in PayUmoney.
  • Do I have to pay any annual maintenance charges (AMC) for using my account? +

    No, you won’t have to pay any AMC with PayUmoney. You will be charged for only the transactions processed.
  • Does PayUmoney offer any discounted plans? +

    Yes, after ₹10 lakh/ month of processed payments, customers are eligible for customized transaction rates.
  • Do I get charged if I suspend/resume PayUmoney account? +

    No, you won’t be charged if you stop/resume using your PayUmoney account.
    • PayUmoney charges flat 2% + GST (18%) for each transaction.
      Example:-
      Customer Paid: ₹ 100
      Transaction charge: ₹ 2
      GST: ₹ 0.36
      Amount settled: 100 - 2 - 0.36 = ₹ 97.64
  • Do I need to pay anything to collect payments with PayUmoney? +

    We are a free payment gateway; there are no setup charges or Annual Maintenance Charges (AMC).
We only charge transaction fee, which is 2% + GST on every transaction for all modes of payments: Debit Card, Credit Card, Netbanking, UPI & Wallet.

    For example: If your customer pays you ₹ 100, you'll receive ₹ 97.64 in your bank account. This is how we calculate:
    • Customer pays you: ₹100 (Domestic transaction)
    • PayUmoney payment gateway fee: 2% of ₹100 = ₹ 2
    • GST: 18% of ₹ 2 = ₹ 0.36
    • Amount paid out to your bank account: 100 - (2 + 0.36) = ₹ 97.64

    For American Express & Diners Cards, transaction fees = 3% + GST for international transactions & EMI payment options, there is a set-up fee that needs to be paid along with Annual Maintenance Charges (AMC). Also, the transaction rates are 3% + ₹6 for every transaction.

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